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Visitor Agreement


Terms and Conditions of Use for this Site

By using Imperialfire.com in any manner (whether browsing, following a link, sending an e-mail to an Imperialfire.com e-mail address, obtaining or saving or retrieving policy information, making a purchase or policy payment, or using any other content or materials on Imperialfire.com), you agree to all terms and conditions contained or referenced in these Terms and Conditions of Use. These Terms and Conditions of Use apply only to your use of Imperialfire.com and do not change or alter any other agreement or contract between you and Imperial. Imperial reserves the right, in its sole discretion, to modify or change these Terms and Conditions of Use at any time without prior notice to you. Your continued use of Imperialfire.com following the posting of any changes to the Terms and Conditions of Use constitutes acceptance of those changes. If at any time, you choose not to accept these Terms and Conditions of Use, please do not use this Web site or send e-mail to any Imperialfire.com e-mail address.

Jurisdiction

The insurance products and services offered by Imperial can only be offered in jurisdictions in which Imperial is licensed or otherwise qualified to conduct such business. Any description of our products and services is for informational purposes only and is not intended to be an offer to sell or a solicitation in connection with the products and services. Insurance coverage provided by Imperial is strictly subject to the specific terms, conditions and provisions of the policy issued. Services provided by Imperial are strictly subject to the terms, conditions and provisions of the applicable contract or agreement.

Disclaimer

This Web site has been compiled in good faith. To the fullest extent permissible pursuant to applicable law, the materials on this Web site are provided as is and without warranties of any kind, either expressed or implied, and Imperial, and its subsidiaries and affiliates, disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Imperial does not warrant that, the functions contained in the materials will be uninterrupted or error-free, that, defects will be corrected, or that this Web site or the server that makes it available are free of viruses or other harmful components. Imperial does not warrant or make any representations regarding the use or the results of the use of the materials on this Web site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Imperial) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. This Web site may be linked to other Web sites, which are not maintained by Imperial. Imperial is not responsible for the content of those Web sites. The inclusion of any link to such Web sites does not imply approval of or endorsement by Imperial of the Web sites or the content thereof.

Limitation of Liability

While Imperial uses reasonable efforts to include accurate and up-to-date information on this Web site, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Imperial makes no warranties or representations as to the accuracy of the content of this Web site and under no circumstances, including, but not limited to, negligence, shall Imperial or any party involved in creating, producing, or delivering the Web site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Web site, even if Imperial or an Imperial authorized representative has been advised of the possibility of such damages. In no event shall Imperial's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Web site. Imperial also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Web site or your downloading of any materials, data, text, images, video, or audio from this Web site.

Ownership and Restrictions On Use Of Materials

This Web site is owned and operated by Imperial. Except as otherwise expressly permitted by Imperial, no materials from this Web site or any Web site owned, operated, licensed or controlled by Imperial may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Web site for your use only, provided, that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Web site for public or commercial purposes, including the text, images, audio, and video without Imperial's written permission. Imperial neither warrants nor represents that your use of materials displayed on this Web site will not infringe rights of third parties.

Privacy Policy

Imperial’s Privacy Policy describes our use and protection of non-public personal information and will assist you in understanding how Imperial treats the information that we obtain from you and/or other sources in the course of providing you with products and services. The Privacy Statement is available on this Web site and can be accessed by clicking here.

Links to Imperialfire.com and other sites

This Web site contains links to other sites (including, but not limited to, governmental bodies, insurance associations, and others). Imperial provides links to other sites as a convenience to persons who visit the Imperial Web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Imperial). Please be aware that Imperial is not responsible for the privacy practices of those sites, even though Imperial's name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the privacy policies of each and every Web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this Web site. Imperial is not responsible for the contents of any linked site or any link contained in a linked site.

Links to Imperial.fire.com

Imperial appreciates your interest in linking your Web Site (the "Linking Site") to Imperial's Web site, located at www.imperialfire.com. In order to avoid misunderstandings regarding the use of Imperial's trademarks, trade names and other proprietary information, Imperial asks that you review and agree to the following guidelines: Third parties are authorized to include active links on Web sites they control to direct a browser to Imperial's "home page" at http://www.imperialfire.com. However, third parties may not include on their Web sites links to any other page maintained on the Imperialfire.com Web site, unless they have received prior written permission of an officer of Imperial or unless the Linking Site is an Internet search engine. Framing. Unless you have received specific written permission from Imperial, you may not (a) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) content displayed on the Imperial Web site ("Imperial Content"), (b) alter or modify Imperial Content, or (c) "cut and paste" or otherwise reproduce Imperial Content on the Linking Site. No Archiving. Your link must be to the current Imperial site only. In permitting linking, Imperial does not grant you the right to reproduce, modify, cache or archive the Imperial Content for any purpose. Link At Your Own Risk. Imperial makes no representations or warranties regarding the Imperial Web site, which is provided "as is." Linking Sites link to the Imperial Web site at their own risk. Imperial is under no obligation to maintain the Imperial Web site, provide or update Imperial Content or otherwise support your link to the Imperial Web site. Termination. Imperial may revoke this license immediately if you fail to follow these guidelines. Imperial may revoke this license upon ten (10) days notice without cause.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos, and icons are strictly proprietary to Imperial. Nothing contained on the Web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Web site without the written permission of an officer of Imperial. Your use of the trademarks displayed on this Web site, or any other content on this Web site, except as provided herein, is strictly prohibited. Images displayed on this Web site are either the property of, or used with permission by, Imperial. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by Imperial. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Password Registration

If a User ID and Password are required for access to any portion of the Imperial Web site, you agree to the following: Imperial is entitled to act on instructions received under your User ID and Password. Imperial is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of Imperial. You will keep your Password confidential and you will notify Imperial immediately if you believe someone else has obtained your User ID and Password or any unauthorized access to Imperial’s Web site has occurred or may occur. Imperial may block access to its Web site without prior notice if we believe your User ID and Password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.

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